04
Haz
THE NEFES LOAN IS STARTING AGAIN
The TOBB Nefes Loan, launched to facilitate our SMEs’ access to finance, is starting again.
Under the loan programme to be implemented in cooperation with the Union of Chambers and Commodity Exchanges of Türkiye (TOBB), the Credit Guarantee Fund (KGF) and banks, enterprises that are members of Chambers and Commodity Exchanges affiliated with TOBB will be able to benefit from financing support under favourable conditions.
📅 Applications will begin on 8 June 2026.
🔹 Maximum loan amount: TRY 3 million
🔹 Total loan volume: TRY 100 billion
🔹 Initial funding to be made available: TRY 25 billion
🔹 Up to 48 months maturity, with no principal repayment for the first 6 months
🔹 Interest rate of 36% for maturities up to 24 months, and 34% for maturities over 24 months
Applications may be submitted through branches of Akbank, DenizBank, QNB Bank, T.C. Ziraat Bankası, Garanti BBVA, Halkbank, VakıfBank, Yapı Kredi and Ziraat Katılım Bankası.